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Whether you’re a new business owner just starting out, or someone who is trying to catch up on that resolution of getting on top of their finances, understanding the ins and outs of your cash flow is essential to managing a business (and your life).

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If you’re thinking about starting your own business or side-hustle, having a firm understanding of your finances builds the financial foundation needed to start and scale. The Square <a href="https://squareup.com/us/en/the-bottom-line/selling-anywhere/future-of-commerce" rel="noopener noreferrer" target="_blank">Future of Commerce report</a> found that many consumers are ready to take entrepreneurial action: 65% have already turned a passion or hobby into a business or are planning, considering, or interested in doing so. Gen Z and millennials, in particular, are the most open to starting a business right now (46%), citing the desire to be their own boss, turn hobbies into cash, do work they’re passionate about, or have a more flexible schedule.Whether you’re earning money by leveraging your social following through brand deals or selling your homemade candles at weekend flea markets it will be key to the future of your business to understand where you’re spending and where you have money leftover.Our free tool is designed to help you get a birds eye view of where your money is going and what you have leftover after your expenses are covered. If you ever have that feeling of “Where did all these charges come from?” when checking your credit card statements, this tool should help you understand what your fixed costs add up to each month, and what money you should have leftover to spend, save, or pour back into your business.	Tip: We’ve outlined <a href="https://www.afterpay.com/en-US/for-retailers/access/boosting-profitability/cashflow-management-tools" rel="noopener noreferrer" target="_blank">8 finance apps to manage cash flow</a> – and save you time and moneyOne of the reasons <a href="https://www.afterpay.com/en-US/for-retailers/access/set-up-for-success/why-customers-love-afterpay-us" rel="noopener noreferrer" target="_blank">customers love Afterpay</a> is that it can also function as a budgeting tool. The four payments* are split up evenly without any interest, such as one would incur through a credit card purchase. In fact, <a href="https://afterpay-newsroom.yourcreative.com.au/wp-content/uploads/2022/11/Afterpay-Festive-Forecast-Report-US.pdf" rel="noopener noreferrer" target="_blank">one in six</a> shoppers say they plan to use a BNPL service like Afterpay, citing managing and budgeting their finances as reasons.<h5>Using the expense tracker</h5>Download the free PDF tool below and fill out your expenses for the month. If you have a category that changes one month, you can go back in and edit that box - but be sure to clear the total at the bottom and hit refresh.

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Free Expanse Tracker for Business Owners

Unlocking Success in the Ever-Evolving Retail Landscape: Insights from Afterpay and Square

Expense Tracking for Business Owners 2

Discover how Afterpay’s Pay Monthly solution delivers customers more choice and flexibility at the checkout.

In an ever-evolving retail landscape, Afterpay’s expanding product suite continues to meet the changing needs of both consumers and merchants.Take Pay Monthly, which gives eligible customers even more choice at checkout.Pay Monthly is a longer-term consumer lending product for larger basket sizes (generally over $400), and it delivers customers more flexibility to shop for the things they want and need.&nbsp;Find out more about how Pay Monthly can help drive incremental sales.<h3>What is Afterpay’s Pay Monthly solution?</h3>Our Pay Monthly product is a flexible payment option that allows consumers to spread the cost of their higher-value online purchases across six to twelve months*.Customers can use Afterpay to purchase from categories including travel, home furnishings, jewelry, luxury fashion, petcare and more. Pay Monthly is designed to be user-friendly and transparent, with easy-to-understand fees, making it an attractive alternative for budget-conscious shoppers.It is available to customers using Afterpay in-store or online at participating merchants.

<h3>How it works for consumers.&nbsp;</h3>The long-term installment solution is simple, transparent, and enables responsible spending for big ticket items or experiences. With visible consumer-friendly terms, consumers avoid an endless revolving debt cycle and can benefit in a few various ways:<ul><li>More choice and transparency at checkout: When making a purchase online, consumers can select Afterpay’s Pay Monthly option at available merchant partners for higher ticket purchases. Before checking out, eligible customers see what interest they will pay on the principal over a six or 12-month period and only pay what they agree to.&nbsp;</li><li>Quick approval process: Afterpay was founded on the principle of financial inclusion with customer protections built in. This means customers checking out with Pay Monthly go through a quick and simple approval process through a soft credit check, which does not impact credit scores.&nbsp;</li><li>Flexible payment plans: Once approved, consumers can choose from a range of payment plans, typically spanning six or 12 months, depending on the merchant’s offerings.&nbsp;</li><li>Transparent fees: One of the standout features of Afterpay’s Pay Monthly solution is that consumers never pay compounding interest, with an annual percentage rate ranging from 0.00% to 35.99%, and consumers never pay late fees.* </li></ul>

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<h3>Benefits for merchants.</h3>Flexible payment options are becoming a crucial part of a merchant’s strategy in order to unlock access to valuable spend. Specifically, merchants stand to benefit significantly by adding Pay Monthly to their existing payment offering in the following ways:&nbsp;&nbsp;<ul><li>Increased sales and average order value: By offering more flexible payment options, merchants can attract a wider customer base, who prefer to pay over time. This flexibility often leads to higher conversion rates and increased AOV.&nbsp;</li><li>Improved customer loyalty and retention: Providing convenient and transparent payment options can enhance the overall shopper experience, fostering customer loyalty and encouraging repeat business.&nbsp;</li><li>Reduced financial risk: Afterpay assumes the financial risks associated with its Pay Monthly solution. Merchants receive full payment upfront, while Afterpay manages the consumer’s installment plan, mitigating the risk of late or missed payments for the merchant.&nbsp;</li></ul>

Kendra Scott offers Afterpay’s Pay Monthly option for purchases over $400.<h3>How to enable Pay Monthly</h3>Keen to offer our Pay Monthly option? Then use our <a href="https://developers.afterpay.com/docs/api/afterpay-messaging/getting-started-with-afterpay-on-site-messaging" rel="noopener noreferrer" target="_blank">on-site messaging tool</a> to promote Afterpay on your product and cart pages. It is easy to implement, requires no maintenance and is highly customizable.Our merchants use this feature on their product details page and at checkout to display the most relevant message to customers based on available Afterpay payment products.And if you have a Shopify website, find our guide on how to promote Afterpay’s Pay Monthly through on-site messaging <a href="https://developers.afterpay.com/docs/api/platforms/shopify" rel="noopener noreferrer" target="_blank">here</a>.

*You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by the First Electronic Bank. A down payment may be required. APRs range from 0.00% to 35.99%, depending on eligibility and merchant. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available in all states.Valid debit card and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. Click <a href="https://www.afterpay.com/en-US/loan-agreement" rel="noopener noreferrer" target="_blank">here</a> for complete terms.

All references to any registered trademarks are the property of their respective owners. Afterpay does not endorse or recommend any one particular supplier and the information provided is for educational purposes only.

Created to offer more choice and flexibility at the checkout, Afterpay’s Pay Monthly solution has been adopted rapidly by consumers.

Discover what Afterpay's Pay Monthly solution is and how it works for consumers and for merchants.

How Afterpay's Pay Monthly works

How Cash App Afterpay's Pay Monthly product works

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Boost sales by displaying Afterpay clearly on your website.

No matter what you sell – whether it’s clothing, camping gear or candle-making classes – your website has one job: to make it as easy as possible for customers to buy from you.That's where Afterpay comes in. Promoting Afterpay on your site is the most effective way to drive increased business revenue, thanks to higher average order values and increased conversion on your channels.&nbsp;That’s why it’s important to let customers know you have Afterpay from the moment they enter your website through to the purchase point, the product page, and checkout. Homepage banners and global banners of our partnership will drive awareness as customers are browsing your site.Here’s how to create a seamless Afterpay buying journey.<h2>The home page</h2>What it is: Displaying Afterpay’s logo on your homepage.Why it’s important: To attract customers who want to use Afterpay.&nbsp;This is the first and most obvious place to tell customers you have Afterpay. You can display Afterpay on a home page banner, a dedicated module or on the footer.<a href="https://newsroom.afterpay.com/case-studies/rockstar-originals-3-million-success-story-embracing-afterpay-and-cash-app-for-gen-z-appeal" rel="noopener noreferrer" target="_blank">Rockstar Original</a> displays Afterpay on its home page and product page.

How to add Afterpay to your home page:Download logos <a href="https://www.afterpay.com/en-US/for-retailers/resources/marketing/logos" rel="noopener noreferrer" target="_blank">here.</a>Download website assets <a href="https://www.afterpay.com/en-US/for-retailers/resources/marketing/website" rel="noopener noreferrer" target="_blank">here</a>.<h2>The product page</h2>What it is: An Afterpay widget on your product page,Why it’s important: To remind customers that you offer payment flexibility through Afterpay at a key point in the decision-making process - when they add to cart.If Afterpay doesn’t appear on your product page, you could be missing out on sales. That’s because the product page is a key step in the purchasing journey; it’s the moment that customers decide to add to cart – or not.Adding Afterpay to your product page also enables customers to see how their payment will be split into four installments or, for higher order items, how they can use the <a href="https://www.afterpay.com/en-US/for-retailers/access/set-up-for-success/what-is-pay-monthly" rel="noopener noreferrer" target="_blank">monthly payment option</a> to spread payments over six or 12 months instead.

Natalie Fitch of <a href="https://www.nataliemariejewellery.com/" rel="noopener noreferrer" target="_blank">Natalie Marie Jewellery</a> displays Afterpay on the product page, saying, 'For us, it's about giving clients options – and driving awareness around those options."

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How to add Afterpay to your product page: Afterpay is added to your product page as part of the integration process. The easiest way to present Afterpay as a payment option to your customers is to use the <a href="https://developers.afterpay.com/docs/api/afterpay-messaging/on-site-placement" rel="noopener noreferrer" target="_blank">Afterpay On-Site Messaging </a>Portal. It is easy to implement, requires no maintenance and is highly customizable.Our merchants use this feature on their product page and at checkout to display the most relevant message to customers based on available Afterpay payment products.Next steps: To add Afterpay to your product and cart pages on your website, you can visit our on-site messaging tool <a href="https://developers.afterpay.com/docs/api/afterpay-messaging/getting-started-with-afterpay-on-site-messaging" rel="noopener noreferrer" target="_blank">here</a>.And if you have a Shopify website, you can use our <a href="https://developers.afterpay.com/docs/api/platforms/shopify" rel="noopener noreferrer" target="_blank">Shopify on-site messaging app</a>.<h2>The cart and checkout pages</h2>What it is: The payment pageWhy it’s important: This is your last opportunity to close the sale. Offering Afterpay can help reduce cart abandonment.&nbsp;Up to<a href="https://baymard.com/lists/cart-abandonment-rate" rel="noopener noreferrer" target="_blank"> 70 per cent</a> of online shopping carts are abandoned. One way to reduce cart abandonment – and drive more sales – is to remind customers that you offer flexible payments using Afterpay.Danielle Nagel, the founder of <a href="https://www.afterpay.com/en-US/for-retailers/access/success-stories/danielle-nagel-interview" rel="noopener noreferrer" target="_blank">Dazey LA</a>, explains that the brand includes Afterpay at the product and checkout pages. “As soon as we installed Afterpay, people told us ‘Thank you, this is awesome’.&nbsp;

How to add Afterpay to your checkout:&nbsp;Afterpay is added to your checkout page as part of the integration process. The easiest way to present Afterpay as a payment option to your customers is to use the <a href="https://developers.afterpay.com/docs/api/afterpay-messaging/on-site-placement" rel="noopener noreferrer" target="_blank">Afterpay on-site messaging </a><a href="/content/87add786d19d424e86a7b3e26ae3a269/Afterpay%20is%20added%20to%20your%20checkout%20page%20as%20part%20of%20the%20integration%20process.%20The%20easiest%20way%20to%20present%20Afterpay%20as%20a%20payment%20option%20to%20your%20customers%20is%20to%20use%20the%20Afterpay%20On-Site%20Messaging%20Portal." rel="noopener noreferrer" target="_blank">portal</a>.&nbsp;At cart - messaging shows customers that they can break down the total cost of their purchase into Afterpay installments.Next steps: To add Afterpay to your product and cart pages on your website, you can visit our <a href="https://developers.afterpay.com/docs/api/afterpay-messaging/getting-started-with-afterpay-on-site-messaging" rel="noopener noreferrer" target="_blank">on-site messaging tool here</a>.And if you have a Shopify website, you can use our <a href="https://developers.afterpay.com/docs/api/platforms/shopify" rel="noopener noreferrer" target="_blank">Shopify on-site messaging app</a>.

<h2>A Frequently Asked Questions (FAQ) page</h2>What it is: A page dedicated to answering customer questions, including questions about payment.Why it’s important: Navigating to a FAQ page demonstrates that a customer is carefully researching their purchase. They may simply need more information.Help give customers the information they need to complete their purchase by including details about Afterpay on your website’s FAQ page. Consider including questions such as: What payment options do you offer? How does Afterpay work?Remember that some customers may need more information to help them understand Afterpay and how buy-now-pay-later works.Skincare brand <a href="https://www.afterpay.com/en-US/for-retailers/access/success-stories/olamide-olowe-interview" rel="noopener noreferrer" target="_blank">Topicals</a> includes Afterpay in a FAQ page under customer care on the footer of its home page. The FAQ includes the question: What form of payment do you accept? And lists Afterpay as the buy-now, pay-later option.

“I think Afterpay is super important for brands aimed at Gen Z and Millennials. At this point, if you don’t have Buy Now Pay Later, it’s [comparable to] not having credit card processing, back in the day,” says Topicals founder Olamide Olowe.

﻿How to add a FAQ section: Navigate to the footer section of your website and add an additional page for frequently asked questions. Don’t forget to include information on <a href="https://www.afterpay.com/en-US/how-it-works" rel="noopener noreferrer" target="_blank">how Afterpay works for customers.</a>

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Boost sales by displaying Afterpay clearly on your website. 

Want to increase sales with buy now pay later? Here's how to add Afterpay - and how it helps drive sales

Add Afterpay to your ecommerce site and drive more sales

Add Afterpay to your website

Add Afterpay to your website US

From launch, Afterpay has been a customer-first brand

Every day, around the world, millions of customers use Afterpay to purchase everything from fashion and footwear to tech and travel.&nbsp;Why? Because with Afterpay’s Pay-in-4 consumers can buy now and pay later, without incurring debt or compounding interest.It is completely free for customers who pay on time, allowing them to access the things they want and need while still maintaining financial wellness and control.&nbsp;That’s why millions of customers around the world use Afterpay to purchase billions of dollars’ of products and services every year.A world where everyone winsAfterpay delivers benefits to customers and merchants, alike - and that’s by design.From the outset, Afterpay was created to power a more accessible world where everyone wins. Central to this belief is a unique and responsible approach to late payments.Afterpay’s unique approach&nbsp;&nbsp;If customers miss a payment, they won’t be able to use <a href="https://www.afterpay.com/en-US" rel="noopener noreferrer" target="_blank">Afterpay</a> until their payments are up to date. Late payment fees are charged, but they’ll never exceed $8 or 25 percent of the original order value, whichever is less, meaning customers are never forced into revolving debt. (And, in fact, 98 percent of Afterpay purchases incur no late fees1.) New customers are also limited to low spending caps, and can only raise their limits after a history of consistent on-time payments.All of which helps explain why Afterpay was ranked as the best Buy Now Pay Later provider for preventing overspending in 20252.&nbsp;A next-generation payment platformBuy Now Pay Later providers like Afterpay are especially popular with a new generation of consumers, who value financial empowerment, transparency and flexibility.&nbsp;Today, 74 percent of Gen Z and Millennial BNPL customers use BNPL at least once a month3. And Afterpay’s appeal with next-generation consumers is only set to grow now that Afterpay is available to the 57m users who use Cash App4, which is the number one personal finance app in the US5 and among the top five most authentic brands to Gen Z6.<h2>Why have customers embraced <a href="https://www.afterpay.com/en-US" rel="noopener noreferrer" target="_blank">Afterpay</a>?</h2>We are customer-centric<a href="https://www.afterpay.com/en-US" rel="noopener noreferrer" target="_blank">Afterpay</a> was developed to meet customer needs, and we champion customers’ best interests when it comes to making purchases.&nbsp;We are a money management toolMany customers use <a href="https://www.afterpay.com/en-US" rel="noopener noreferrer" target="_blank">Afterpay</a> as a budgeting tool, as it splits their payments over four instalments. Customers can manage their payments through the app or online at <a href="https://www.afterpay.com/en-US" rel="noopener noreferrer" target="_blank">afterpay.com</a>, and pay nothing extra to spread their payments or pay off early.&nbsp;We are a new way to pay<a href="https://www.afterpay.com/en-US" rel="noopener noreferrer" target="_blank">Afterpay</a> makes purchasing more convenient. We enable customers to access the things they want, when they want them.We encourage responsible spendingWe send payment reminders via SMS and email, and apply personal order and account limits.

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1 Q3 2024 Block Shareholder Letter&nbsp;2 CNET, Best BNPL Apps, January 2, 2025 3 Afterpay + Oxford Economics 2023 4 Report Block inc. 5 Q3 2024 shareholder letter Data.ai (acquired by sensor tower) 6 YPulse, Gen Z’s Top 50 Most Authentic Brands (2023)

From launch, Afterpay has been a customer-first brand.

From launch, Afterpay has been a customer-first brand. Here's why our customers love us

Why customers love Afterpay - Afterpay Access

Why customers love Cash App Afterpay

Why customers love Afterpay US

Want to understand how Afterpay works from your customers’ point of view? Here’s how…

You've signed up to Afterpay. Now what?Put simply, Afterpay allows your customers to pay in 4 installments over 6 weeks.&nbsp;&nbsp;Customers can use Afterpay in your business or online. (In fact, many consumers use <a href="https://www.afterpay.com/en-US/categories" rel="noopener noreferrer" target="_blank" style="background-color: transparent; color: rgb(0, 0, 0);">Afterpay’s Shop Directory</a> to discover and shop Afterpay merchants. Last year, the Shop Directory sent <a href="https://www.afterpay.com/en-US/for-retailers" rel="noopener noreferrer" target="_blank" style="background-color: transparent; color: rgb(17, 85, 204);">27 million referrals </a>to Afterpay businesses, globally).<h2>When customers pay with Afterpay online</h2>When it’s time to complete their purchase, new customers simply choose Afterpay as the payment option at checkout. They will then repay Afterpay in 4 installments over 6 weeks.&nbsp;<h2>When customers pay with Afterpay in your business</h2>In your business, the process is just as easy: customers simply use the <a href="https://www.afterpay.com/en-US/mobile-app?_branch_match_id=1019084116183268495&amp;utm_source=afterpay&amp;utm_campaign=us-shophome-navbar&amp;utm_medium=organic-banner&amp;_branch_referrer=H4sIAAAAAAAAA8soKSkottLXT0wrSS0qSKwsLdZLLCjQy8nMy9YvCoksTsooMzDLSgIA7a2%2BAycAAAA%3D" rel="noopener noreferrer" target="_blank" style="background-color: transparent; color: rgb(0, 0, 0);">Afterpay app</a>, and tap to pay with Apple Pay or Google Pay. Again, remaining payments are spread over the following six weeks.<h2>What happens if customers miss a payment?</h2>If a customer misses a payment, they won’t be able to use Afterpay until their payments are up to date. Late fees only apply to the US market and may be charged and are capped.. Customers are never forced into revolving debt.Even if customers miss a payment, you (the merchant) will not be affected.

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Want to understand how Afterpay works from your customers' point of view?

Want to understand how Afterpay works from your customers' point of view? Read our guide

How Afterpay works for your customers 

How Afterpay works - for your customers

How Afterpay works - for customers US

Whether you’re considering partnering with Afterpay – or you’re already offering it to your customers – here’s what you can expect.

Wondering exactly how Afterpay works for merchants? In short, it’s as seamless for you as it is for your customers.Table of&nbsp;contents:<ul><li>How Afterpay works for merchants</li><li>Setting up Afterpay for your business</li><li>Afterpay support and business resources</li></ul>

How do in-store Afterpay payments work for businesses?&nbsp;When an in-store customer makes a purchase using Afterpay, they simply tap and pay using the Afterpay App or Afterpay Card.In other words, Afterpay payments are processed in the same way as any Visa or Mastercard transaction. However, while your customer pays in installments, you receive the full sale amount upfront.Funds are settled via your card payment processor or acquiring partner. This takes one to five business days, depending on your agreement with us.You can log in to Afterpay Business Hub to keep track of Afterpay orders and payments at any time.

How do online payments work for merchants?When customers purchase online, they select Afterpay as the payment option at checkout.&nbsp;As with in-store payments, you will be paid upfront, even though your customer is paying in installments or (for payments over $400) paying monthly over six to 12 months.When will I receive funds?As an Afterpay merchant, you’ll be assigned a reconciliation period of between one and five business days in your agreement with us. You can find out more about this<a href="https://help.business.afterpay.com/hc/en-us/articles/4708308980249-I-am-a-merchant-when-do-I-get-paid" rel="noopener noreferrer" target="_blank"> here.</a>How can I see my orders and any reconciliations?You can check and analyze your Afterpay orders at any time using Afterpay Business Hub.What happens if the product is returned or needs to be refunded?In the event of a return or <a href="https://help.business.afterpay.com/hc/en-us/articles/4708271751193-How-do-I-process-a-refund" rel="noopener noreferrer" target="_blank">refund</a>, you simply process the return as you normally would online or through your in-store point-of-sale terminal.If the customer has made payments to Afterpay already, Afterpay will refund those payments.At the next settlement date, Afterpay will then debit your account for the amount returned, less Afterpay fees. You can find <a href="https://businessgrowth.afterpay.com/rs/424-IAB-218/images/Afterpay%20Returns%20Guide.pdf" rel="noopener noreferrer" target="_blank">Afterpay’s Returns Guide here</a>, plus more information on <a href="https://help.business.afterpay.com/hc/en-us/articles/4708271751193-How-do-I-process-a-refund" rel="noopener noreferrer" target="_blank">refunds here.</a><h2>Setting up Afterpay for your business</h2>How can I set up Afterpay for business?You can set up an Afterpay business account by signing up<a href="https://hub.us.afterpay.com/signup/?ob=v2_su" rel="noopener noreferrer" target="_blank"> here.</a> To get started, you’ll need information like your tax identification number and website URL.&nbsp;Once your application is approved, you can add Afterpay to your website (using <a href="https://developers.afterpay.com/docs/api/welcome/getting-started" rel="noopener noreferrer" target="_blank">Afterpay Developer docs</a> and <a href="https://developers.cash.app/docs/merchant/welcome%2Fgetting-started" rel="noopener noreferrer" target="_blank">Merchant Marketing Resources</a>). Meanwhile, in-store merchants can activate Afterpay Card to accept Afterpay payments in-store from your existing point of sale. As part of the onboarding process, in-store merchants will also be sent visual merchandise to help promote your partnership with Afterpay.<h2>Support and business resources</h2>What kind of support is available to me as an Afterpay merchant?<ol><li>Merchant Support Team: You can submit a question through our website.&nbsp;</li><li>Developer and API Documentation: Afterpay also offers a range of assets and d<a href="https://developers.cash.app/docs/merchant/welcome%252Fgetting-started" rel="noopener noreferrer" target="_blank">eveloper/API documentation</a> to help you install and integrate Afterpay across your business.</li><li>Business Hub: The Afterpay Business Hub is a centralized platform where you can manage all aspects of your Afterpay account. It allows you to view and settle orders, manage integrations, and access performance reports. Additionally, you can find the latest news, product updates, and training materials to help optimize your business operations.</li><li>Marketing Resources: Afterpay offers a library of <a href="https://www.afterpay.com/en-US/for-retailers/resources/marketing" rel="noopener noreferrer" target="_blank">marketing resources </a>designed to help you promote Afterpay across your online and in-store channels. This includes visual merchandising kits, training materials, and access to trade events to drive incremental sales.</li></ol>How can Afterpay help my business grow?&nbsp;There’s much more to Afterpay than payments. Afterpay can help you grow your business, boost average order value1, grow cart conversions and drive customer loyalty.Discover how Afterpay has helped businesses like yours growWhether you’re a retailer or service provider, a florist or a pharmacy, Afterpay offers a raft of benefits. Discover tips and insights from business owners who have used Afterpay to grow sales<a href="https://www.afterpay.com/en-US/for-retailers/access/case-studies" rel="noopener noreferrer" target="_blank"> here</a>.Apply for Afterpay for business <a href="https://hub.us.afterpay.com/signup/?ob=v2_su" rel="noopener noreferrer" target="_blank">here</a>.

&nbsp;&nbsp;1Mastercard Test &amp; Learn Incrementality study, 2022

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Your guide to Afterpay's payments and transactions process.

Your guide to Afterpay's payments and transactions processes for merchants and business owners